Latest News
EU Launches Ambitious Financial Literacy Strategy to Empower Citizens
On 30 September 2025, the European Commission unveiled a comprehensive financial-literacy strategy aimed at equipping citizens across the EU with the skills and tools to manage money confidently, while introducing new “Savings and Investment Accounts” (SIAs) to facilitate access to investment.
Poland’s Central Bank Cuts Rates to 4.25%: What the Move Means for Household Budgets and Borrowing Costs
Poland’s Monetary Policy Council has reduced the country’s key interest rate to 4.25%, marking another step in its gradual easing cycle. The decision affects mortgage rates, consumer loans, savings returns, and general household financial planning. Here is what borrowers and savers should know now.
How ECB Rate Policy Is Shaping Everyday Spending Across the Eurozone
With the European Central Bank (ECB) signalling that interest rates will remain unchanged for the foreseeable future, households across the euro-area are increasingly finding that monetary policy is directly affecting their budgets. This article explores how the decision to hold rates, combined with inflation and income trends, is influencing borrowing costs, savings behaviour and spending choices—and what consumers should do to navigate this environment.
Where to Park Cash Now: High-Yield Savings Accounts and Where Rates Top 4–5%
As traditional savings account interest rates languish near zero, a number of online banks are currently offering high-yield savings accounts (HYSAs) paying between about 4% and 5% APY. For savers looking to keep funds accessible but earn more, this could be a timely opportunity — though it’s crucial to check the fine print, understand variability and act before rates potentially drop.
2026 Tax Brackets & Benefit Adjustments: What the Latest Changes Mean for Your Budget
As we approach tax-year 2026, the Internal Revenue Service has announced adjustments to income-tax brackets, standard deductions and benefits. For many taxpayers these changes represent a chance to hold on to more of their pay, but they also underscore the importance of strategic planning. In this article, a personal‐finance specialist walks through the key shifts, who stands to gain or lose, and practical steps you can take now to align your budget and tax planning for 2026.
Taxes and Food Prices: Why Budget Moves Could Raise Your Grocery Bill
Supermarket industry voices warn that planned tax hikes on retail businesses may translate into higher food prices for households. This piece explains the background, what’s at stake for your household budget, and what you as a consumer can do to stay ahead.
$2,000 Emergency Fund Beats a $1 Million Portfolio: The Surprising Predictor of Financial Well-bein
A new wave of research shows that financial peace of mind doesn’t come from wealth, but from readiness. A modest emergency fund — sometimes just $2,000 — can do more for your mental and financial stability than a million-dollar investment account ever could.
America’s Wealthiest Shoppers Are Boosting Spending — While Lower-Income Consumers Pull Back
As high-income households drive retail growth, middle- and low-income Americans are tightening their budgets. Here’s what the new spending divide means for the economy — and for your own financial plan.
45% of Parents Are Willing to Go Into Debt for Holiday Spending — How to Avoid the Trap
New surveys show that nearly half of parents plan to borrow to fund this year’s holiday season. Here’s why emotional spending spikes during family celebrations — and what you can do to enjoy the holidays without starting the new year in the red.
Why the Cost of Halloween Is Creeping Up
Pumpkins, candy, and costumes are pricier than ever — and the reasons go beyond simple inflation. Here’s what’s really driving Halloween’s growing price tag and how families can keep it fun without draining their wallets.