Terms of Service
Please read these terms carefully before using our service
Last updated: January 1, 2025
1. Introduction
These Terms of Service ("Terms") govern your use of FinKeeper ("Service"), a personal finance management application operated by FinKeeper ("we," "us," or "our").
By accessing or using our Service, you agree to be bound by these Terms. If you disagree with any part of these terms, then you may not access the Service.
2. Service Description
FinKeeper provides personal finance management tools including transaction tracking, budget management, goal setting, and financial reporting.
The Service is provided "as is" and "as available" without any warranties of any kind, either express or implied.
3. User Accounts
You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
You must be at least 18 years old to use this Service. By using the Service, you represent and warrant that you meet this requirement.
4. Data Processing and Privacy
By using our Service, you consent to the collection, processing, and storage of your personal and financial data as described in our Privacy Policy.
We process your data to provide the Service, improve our offerings, and ensure security. Your data is encrypted and stored securely.
You have the right to access, modify, or delete your personal data at any time through your account settings or by contacting us.
5. Acceptable Use
You agree not to use the Service for any unlawful purpose or in any way that could damage, disable, overburden, or impair the Service.
You must not attempt to gain unauthorized access to any part of the Service, other accounts, or computer systems connected to the Service.
6. Disclaimers and Limitations of Liability
THE SERVICE IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND. WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
IN NO EVENT SHALL WE BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES.
OUR TOTAL LIABILITY TO YOU FOR ANY CLAIMS ARISING FROM OR RELATING TO THE USE OF THE SERVICE SHALL NOT EXCEED THE AMOUNT PAID BY YOU, IF ANY, FOR ACCESSING THE SERVICE IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM.
7. Financial Advice Disclaimer
FinKeeper is a personal finance management tool and does not provide financial, investment, or tax advice. The information provided through our Service is for informational purposes only.
We recommend consulting with qualified financial advisors, accountants, or tax professionals for specific financial advice tailored to your situation.
8. Termination
We may terminate or suspend your account and access to the Service immediately, without prior notice, for any reason, including breach of these Terms.
Upon termination, your right to use the Service will cease immediately. We may delete your account and data at our discretion.
9. Changes to Terms
We reserve the right to modify these Terms at any time. We will notify users of any material changes by posting the new Terms on this page.
Your continued use of the Service after any changes constitutes acceptance of the new Terms.
10. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the jurisdiction where FinKeeper is registered, without regard to its conflict of law provisions.
11. Contact Information
If you have any questions about these Terms of Service, please contact us through our help page or support channels.
Acceptance of Terms
By using FinKeeper, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.