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Inflation as a Hidden Enemy of Personal Finance: From 18 Lakh to 1.37 Crore

Inflation erodes the purchasing power of money over time, turning today’s manageable expenses into significant future costs. Financial experts stress the importance of smart investing and early planning to stay ahead.

How Artificial Intelligence Can Help Manage Personal Finances: Opportunities and Limitations

Artificial intelligence (AI) is becoming an important tool for managing personal finances. It can analyze spending, forecast budgets, and even assist in investing. However, limitations exist, including privacy concerns and algorithmic errors.

Digital Habits, Financial Independence: How Young Adults Manage Their Money

According to 2025 research, Australians aged 20–45 increasingly rely on mobile apps, online banking, and investment platforms to track their budgets and savings. Experts note rising financial literacy and independence in this age group.

Chinese Savers Shift Trillions from Bank Deposits to Insurance and Investment Products

A sudden shift among Chinese households is moving as much as 10 trillion yuan from low-yield bank deposits into insurer products and investments, as banks offer sub-1% returns. Insurers and investment firms gained 2.1 trillion yuan in new deposits in July, while bank deposits dropped by 1.1 trillion. The reform supports long-term investment, especially in an aging society.

Gen Z Relies on Credit Cards for Emergencies, Study Finds

A new study shows that many Gen Z adults depend on credit cards in financial emergencies, highlighting risks of rising debt and lack of savings.