Online loan and mortgage calculator - monthly payment and payment schedule

Loan and Mortgage Calculator

Quick calculation of monthly payment, interest overpayment and detailed payment schedule for your loan or mortgage.

Enter the loan amount as specified in your bank contract.

Enter the loan term in months. 240 months = 20 years.

Enter the nominal annual interest rate of the loan as a percentage.

Monthly payment
11,012.18
Total payment amount
2,642,607.72
Interest overpayment
1,642,607.72

Payment schedule

Detailed breakdown of payment into interest, principal and remaining balance by month.

Month Payment Interest Principal Remaining balance
1 11,010.86 10,000.00 1,010.86 998,989.14
2 11,010.86 9,989.89 1,020.97 997,968.17
3 11,010.86 9,979.68 1,031.18 996,936.99
4 11,010.86 9,969.37 1,041.49 995,895.50
5 11,010.86 9,958.96 1,051.90 994,843.60
6 11,010.86 9,948.44 1,062.42 993,781.18
7 11,010.86 9,937.81 1,073.05 992,708.13
8 11,010.86 9,927.08 1,083.78 991,624.35
9 11,010.86 9,916.24 1,094.62 990,529.73
10 11,010.86 9,905.30 1,105.56 989,424.17
11 11,010.86 9,894.24 1,116.62 988,307.55
12 11,010.86 9,883.08 1,127.78 987,179.77
13 11,010.86 9,871.80 1,139.06 986,040.71
14 11,010.86 9,860.41 1,150.45 984,890.26
15 11,010.86 9,848.90 1,161.96 983,728.30
16 11,010.86 9,837.28 1,173.58 982,554.72
17 11,010.86 9,825.55 1,185.31 981,369.41
18 11,010.86 9,813.69 1,197.17 980,172.24
19 11,010.86 9,801.72 1,209.14 978,963.10
20 11,010.86 9,789.63 1,221.23 977,741.87
21 11,010.86 9,777.42 1,233.44 976,508.43
22 11,010.86 9,765.08 1,245.78 975,262.65
23 11,010.86 9,752.63 1,258.23 974,004.42
24 11,010.86 9,740.04 1,270.82 972,733.60
25 11,010.86 9,727.34 1,283.52 971,450.08
26 11,010.86 9,714.50 1,296.36 970,153.72
27 11,010.86 9,701.54 1,309.32 968,844.40
28 11,010.86 9,688.44 1,322.42 967,521.98
29 11,010.86 9,675.22 1,335.64 966,186.34
30 11,010.86 9,661.86 1,349.00 964,837.34
31 11,010.86 9,648.37 1,362.49 963,474.85
32 11,010.86 9,634.75 1,376.11 962,098.74
33 11,010.86 9,620.99 1,389.87 960,708.87
34 11,010.86 9,607.09 1,403.77 959,305.10
35 11,010.86 9,593.05 1,417.81 957,887.29
36 11,010.86 9,578.87 1,431.99 956,455.30
37 11,010.86 9,564.55 1,446.31 955,008.99
38 11,010.86 9,550.09 1,460.77 953,548.22
39 11,010.86 9,535.48 1,475.38 952,072.84
40 11,010.86 9,520.73 1,490.13 950,582.71
41 11,010.86 9,505.83 1,505.03 949,077.68
42 11,010.86 9,490.78 1,520.08 947,557.60
43 11,010.86 9,475.58 1,535.28 946,022.32
44 11,010.86 9,460.22 1,550.64 944,471.68
45 11,010.86 9,444.72 1,566.14 942,905.54
46 11,010.86 9,429.06 1,581.80 941,323.74
47 11,010.86 9,413.24 1,597.62 939,726.12
48 11,010.86 9,397.26 1,613.60 938,112.52
49 11,010.86 9,381.13 1,629.73 936,482.79
50 11,010.86 9,364.83 1,646.03 934,836.76
51 11,010.86 9,348.37 1,662.49 933,174.27
52 11,010.86 9,331.74 1,679.12 931,495.15
53 11,010.86 9,314.95 1,695.91 929,799.24
54 11,010.86 9,297.99 1,712.87 928,086.37
55 11,010.86 9,280.86 1,730.00 926,356.37
56 11,010.86 9,263.56 1,747.30 924,609.07
57 11,010.86 9,246.09 1,764.77 922,844.30
58 11,010.86 9,228.44 1,782.42 921,061.88
59 11,010.86 9,210.62 1,800.24 919,261.64
60 11,010.86 9,192.62 1,818.24 917,443.40
61 11,010.86 9,174.43 1,836.43 915,606.97
62 11,010.86 9,156.07 1,854.79 913,752.18
63 11,010.86 9,137.52 1,873.34 911,878.84
64 11,010.86 9,118.79 1,892.07 909,986.77
65 11,010.86 9,099.87 1,910.99 908,075.78
66 11,010.86 9,080.76 1,930.10 906,145.68
67 11,010.86 9,061.46 1,949.40 904,196.28
68 11,010.86 9,041.96 1,968.90 902,227.38
69 11,010.86 9,022.27 1,988.59 900,238.79
70 11,010.86 9,002.39 2,008.47 898,230.32
71 11,010.86 8,982.30 2,028.56 896,201.76
72 11,010.86 8,962.02 2,048.84 894,152.92
73 11,010.86 8,941.53 2,069.33 892,083.59
74 11,010.86 8,920.84 2,090.02 889,993.57
75 11,010.86 8,899.94 2,110.92 887,882.65
76 11,010.86 8,878.83 2,132.03 885,750.62
77 11,010.86 8,857.51 2,153.35 883,597.27
78 11,010.86 8,835.97 2,174.89 881,422.38
79 11,010.86 8,814.22 2,196.64 879,225.74
80 11,010.86 8,792.26 2,218.60 877,007.14
81 11,010.86 8,770.07 2,240.79 874,766.35
82 11,010.86 8,747.66 2,263.20 872,503.15
83 11,010.86 8,725.03 2,285.83 870,217.32
84 11,010.86 8,702.17 2,308.69 867,908.63
85 11,010.86 8,679.09 2,331.77 865,576.86
86 11,010.86 8,655.77 2,355.09 863,221.77
87 11,010.86 8,632.22 2,378.64 860,843.13
88 11,010.86 8,608.43 2,402.43 858,440.70
89 11,010.86 8,584.41 2,426.45 856,014.25
90 11,010.86 8,560.14 2,450.72 853,563.53
91 11,010.86 8,535.64 2,475.22 851,088.31
92 11,010.86 8,510.88 2,499.98 848,588.33
93 11,010.86 8,485.88 2,524.98 846,063.35
94 11,010.86 8,460.63 2,550.23 843,513.12
95 11,010.86 8,435.13 2,575.73 840,937.39
96 11,010.86 8,409.37 2,601.49 838,335.90
97 11,010.86 8,383.36 2,627.50 835,708.40
98 11,010.86 8,357.08 2,653.78 833,054.62
99 11,010.86 8,330.55 2,680.31 830,374.31
100 11,010.86 8,303.74 2,707.12 827,667.19
101 11,010.86 8,276.67 2,734.19 824,933.00
102 11,010.86 8,249.33 2,761.53 822,171.47
103 11,010.86 8,221.71 2,789.15 819,382.32
104 11,010.86 8,193.82 2,817.04 816,565.28
105 11,010.86 8,165.65 2,845.21 813,720.07
106 11,010.86 8,137.20 2,873.66 810,846.41
107 11,010.86 8,108.46 2,902.40 807,944.01
108 11,010.86 8,079.44 2,931.42 805,012.59
109 11,010.86 8,050.13 2,960.73 802,051.86
110 11,010.86 8,020.52 2,990.34 799,061.52
111 11,010.86 7,990.62 3,020.24 796,041.28
112 11,010.86 7,960.41 3,050.45 792,990.83
113 11,010.86 7,929.91 3,080.95 789,909.88
114 11,010.86 7,899.10 3,111.76 786,798.12
115 11,010.86 7,867.98 3,142.88 783,655.24
116 11,010.86 7,836.55 3,174.31 780,480.93
117 11,010.86 7,804.81 3,206.05 777,274.88
118 11,010.86 7,772.75 3,238.11 774,036.77
119 11,010.86 7,740.37 3,270.49 770,766.28
120 11,010.86 7,707.66 3,303.20 767,463.08
121 11,010.86 7,674.63 3,336.23 764,126.85
122 11,010.86 7,641.27 3,369.59 760,757.26
123 11,010.86 7,607.57 3,403.29 757,353.97
124 11,010.86 7,573.54 3,437.32 753,916.65
125 11,010.86 7,539.17 3,471.69 750,444.96
126 11,010.86 7,504.45 3,506.41 746,938.55
127 11,010.86 7,469.39 3,541.47 743,397.08
128 11,010.86 7,433.97 3,576.89 739,820.19
129 11,010.86 7,398.20 3,612.66 736,207.53
130 11,010.86 7,362.08 3,648.78 732,558.75
131 11,010.86 7,325.59 3,685.27 728,873.48
132 11,010.86 7,288.73 3,722.13 725,151.35
133 11,010.86 7,251.51 3,759.35 721,392.00
134 11,010.86 7,213.92 3,796.94 717,595.06
135 11,010.86 7,175.95 3,834.91 713,760.15
136 11,010.86 7,137.60 3,873.26 709,886.89
137 11,010.86 7,098.87 3,911.99 705,974.90
138 11,010.86 7,059.75 3,951.11 702,023.79
139 11,010.86 7,020.24 3,990.62 698,033.17
140 11,010.86 6,980.33 4,030.53 694,002.64
141 11,010.86 6,940.03 4,070.83 689,931.81
142 11,010.86 6,899.32 4,111.54 685,820.27
143 11,010.86 6,858.20 4,152.66 681,667.61
144 11,010.86 6,816.68 4,194.18 677,473.43
145 11,010.86 6,774.73 4,236.13 673,237.30
146 11,010.86 6,732.37 4,278.49 668,958.81
147 11,010.86 6,689.59 4,321.27 664,637.54
148 11,010.86 6,646.38 4,364.48 660,273.06
149 11,010.86 6,602.73 4,408.13 655,864.93
150 11,010.86 6,558.65 4,452.21 651,412.72
151 11,010.86 6,514.13 4,496.73 646,915.99
152 11,010.86 6,469.16 4,541.70 642,374.29
153 11,010.86 6,423.74 4,587.12 637,787.17
154 11,010.86 6,377.87 4,632.99 633,154.18
155 11,010.86 6,331.54 4,679.32 628,474.86
156 11,010.86 6,284.75 4,726.11 623,748.75
157 11,010.86 6,237.49 4,773.37 618,975.38
158 11,010.86 6,189.75 4,821.11 614,154.27
159 11,010.86 6,141.54 4,869.32 609,284.95
160 11,010.86 6,092.85 4,918.01 604,366.94
161 11,010.86 6,043.67 4,967.19 599,399.75
162 11,010.86 5,994.00 5,016.86 594,382.89
163 11,010.86 5,943.83 5,067.03 589,315.86
164 11,010.86 5,893.16 5,117.70 584,198.16
165 11,010.86 5,841.98 5,168.88 579,029.28
166 11,010.86 5,790.29 5,220.57 573,808.71
167 11,010.86 5,738.09 5,272.77 568,535.94
168 11,010.86 5,685.36 5,325.50 563,210.44
169 11,010.86 5,632.10 5,378.76 557,831.68
170 11,010.86 5,578.32 5,432.54 552,399.14
171 11,010.86 5,523.99 5,486.87 546,912.27
172 11,010.86 5,469.12 5,541.74 541,370.53
173 11,010.86 5,413.71 5,597.15 535,773.38
174 11,010.86 5,357.73 5,653.13 530,120.25
175 11,010.86 5,301.20 5,709.66 524,410.59
176 11,010.86 5,244.11 5,766.75 518,643.84
177 11,010.86 5,186.44 5,824.42 512,819.42
178 11,010.86 5,128.19 5,882.67 506,936.75
179 11,010.86 5,069.37 5,941.49 500,995.26
180 11,010.86 5,009.95 6,000.91 494,994.35
181 11,010.86 4,949.94 6,060.92 488,933.43
182 11,010.86 4,889.33 6,121.53 482,811.90
183 11,010.86 4,828.12 6,182.74 476,629.16
184 11,010.86 4,766.29 6,244.57 470,384.59
185 11,010.86 4,703.85 6,307.01 464,077.58
186 11,010.86 4,640.78 6,370.08 457,707.50
187 11,010.86 4,577.08 6,433.78 451,273.72
188 11,010.86 4,512.74 6,498.12 444,775.60
189 11,010.86 4,447.76 6,563.10 438,212.50
190 11,010.86 4,382.13 6,628.73 431,583.77
191 11,010.86 4,315.84 6,695.02 424,888.75
192 11,010.86 4,248.89 6,761.97 418,126.78
193 11,010.86 4,181.27 6,829.59 411,297.19
194 11,010.86 4,112.97 6,897.89 404,399.30
195 11,010.86 4,043.99 6,966.87 397,432.43
196 11,010.86 3,974.32 7,036.54 390,395.89
197 11,010.86 3,903.96 7,106.90 383,288.99
198 11,010.86 3,832.89 7,177.97 376,111.02
199 11,010.86 3,761.11 7,249.75 368,861.27
200 11,010.86 3,688.61 7,322.25 361,539.02
201 11,010.86 3,615.39 7,395.47 354,143.55
202 11,010.86 3,541.44 7,469.42 346,674.13
203 11,010.86 3,466.74 7,544.12 339,130.01
204 11,010.86 3,391.30 7,619.56 331,510.45
205 11,010.86 3,315.10 7,695.76 323,814.69
206 11,010.86 3,238.15 7,772.71 316,041.98
207 11,010.86 3,160.42 7,850.44 308,191.54
208 11,010.86 3,081.92 7,928.94 300,262.60
209 11,010.86 3,002.63 8,008.23 292,254.37
210 11,010.86 2,922.54 8,088.32 284,166.05
211 11,010.86 2,841.66 8,169.20 275,996.85
212 11,010.86 2,759.97 8,250.89 267,745.96
213 11,010.86 2,677.46 8,333.40 259,412.56
214 11,010.86 2,594.13 8,416.73 250,995.83
215 11,010.86 2,509.96 8,500.90 242,494.93
216 11,010.86 2,424.95 8,585.91 233,909.02
217 11,010.86 2,339.09 8,671.77 225,237.25
218 11,010.86 2,252.37 8,758.49 216,478.76
219 11,010.86 2,164.79 8,846.07 207,632.69
220 11,010.86 2,076.33 8,934.53 198,698.16
221 11,010.86 1,986.98 9,023.88 189,674.28
222 11,010.86 1,896.74 9,114.12 180,560.16
223 11,010.86 1,805.60 9,205.26 171,354.90
224 11,010.86 1,713.55 9,297.31 162,057.59
225 11,010.86 1,620.58 9,390.28 152,667.31
226 11,010.86 1,526.67 9,484.19 143,183.12
227 11,010.86 1,431.83 9,579.03 133,604.09
228 11,010.86 1,336.04 9,674.82 123,929.27
229 11,010.86 1,239.29 9,771.57 114,157.70
230 11,010.86 1,141.58 9,869.28 104,288.42
231 11,010.86 1,042.88 9,967.98 94,320.44
232 11,010.86 943.20 10,067.66 84,252.78
233 11,010.86 842.53 10,168.33 74,084.45
234 11,010.86 740.84 10,270.02 63,814.43
235 11,010.86 638.14 10,372.72 53,441.71
236 11,010.86 534.42 10,476.44 42,965.27
237 11,010.86 429.65 10,581.21 32,384.06
238 11,010.86 323.84 10,687.02 21,697.04
239 11,010.86 216.97 10,793.89 10,903.15
240 11,012.18 109.03 10,903.15 0.00

How to use the FinKeeper loan and mortgage calculator

The FinKeeper loan and mortgage calculator helps you quickly assess the real credit burden: monthly payment, interest overpayment and total payment amount. This is a convenient tool for comparing bank offers, evaluating the impact on your family budget and planning personal finances.

What data is needed for calculation

For accurate calculation, specify three parameters: loan amount, term in months and nominal annual interest rate from your loan contract. The calculator uses an annuity repayment scheme, which is used in most mortgage and consumer loans.

How to read the calculation results

In the results block, you see the monthly payment amount, the total amount you will pay to the bank over the entire term, and the interest overpayment. Below is a detailed schedule: for each month, it shows what part of the payment goes to interest, what part goes to principal repayment, and how the remaining balance changes.

What tasks the loan and mortgage calculator is useful for

With the calculator, you can compare mortgage programs from different banks, evaluate the benefits of early repayment, check the impact of changing the rate or term on overpayment, and plan large purchases on credit without exceeding a comfortable level of monthly burden.